Hi, I'm Anupam, Digital Product Owner.

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If you "Buy Now & Pay Later " on any of the 1 Mn Retail PoS in India ,

Made An Cashless Payment at an Japanese or Indian Store,

Did an In Store or App payment on The World's Largest Sporting Goods Retailer

Leased Mobility on Subscriptions in India, Dubai, Abu Dhabi, Singapore

Or an One click checkout on some of the World's Largest E commerce Brands

Then you May have already used an Product I Ideated, Owned or was part of Building

Here I showcase my Work & Life in my new Home - Germany, Follow My Work trips to Nordics & Around Europe or hear me talk about What Life here has to offer.

Some of my Key Impactful Projects

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We brought Wealth creation opportunities to 20 Mn Indians, I led the Ideation & GTM for the Payments Stack

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I was part of GTM for Visa Safe Click & CRED Pay, we made One click checkout an Reality on largest E-commerce & Mobility Brands

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My BNPL Products Grew Sales for Wearables by 20% QnQ and brought 3 Mn €‎ new Revenue Streams

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Together in an Awesome team, we made funds accessible to Small & Medium Businesses with Flexible Repayments.

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A Quick Background

I'm based in

"ESSEN"- It Means "Food in German"-Lecker

I worked at

Pine Labs, Paytm, Razorpay & Tech Mahindra

My roles were

Product Manager, Product Owner, Business lead


Sr. Product Manager

Payments & Lending SME

About Me

I am an Professional Team lead with over 9+ years of hands on experience leading successful teams and digital initiatives. With experience leading project sprints, ensuring high-quality delivery, and exercising collaborative team and stakeholder management.

In my most recent role as Senior Manager Affordability Products, Working with 5 cross-functional teams, I have successfully launched a product integrating dozens of systems ,World's largest card schemas and 30+ Banks & Alternative Payment providers in India (B2B2C).

I collaborated with 50+ stakeholders and Partners, adding new revenue streams of several $M creating an Industry benchmark BNPL Product

Here's What I have been busy building In THE Last 9 Years

BNPL or Buy Now Pay Later Concept. Dollar Bills and Label with M
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Paying by Credit Card
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Mobile payment
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Business people use Technology Ecommerce Internet Global Marketing Purchasing Plan and Bank Concept
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API - Application Programming Interface. Software development tool. Business, modern technology, internet and networking concept.
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What I do

Elevate your Digital Products & Features with Me

Product Management

Product Vision & strategy

Go to Market strategy

Agile Methodologies.

Stakeholder Management

Product Roadmap Planning

Competitor Analysis


Cross Functional Team Leader

Integrated Marketing

User Stories, Epics & Wire Frames

Market & Customer Research

What you Get From Me

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An Experienced Product Owner who is "Business First"

I Focus on the Real Problems that Need Solving, Testing multiple Small Ideas & scale with Data as Evidence - An Clear Product Vision married to Business Vision

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An Subject Matter Expert in Payment

Implementing Features that solve Customer Pain & Are backed by Evidence and Measure them Post Release.

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Product Vision & Road Map Plan

Making your End User Life Better is What Matters Most . I can take you there with an Clear Product vision & An Roadmap to Happy Customers


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Senior Product Manager- Pax2Pay

Senior Manager EMI

Pine Labs - Fintech providing Omni Channel Payment Solutions [Asia]

Define the Product Roadmap & Vision for Buy Now Pay Later division. Led an Agile Team of Associate Product & Growth Managers to build and launch multiple Pay In Instalment products [B2B2C.B2B] on PoS & Online

Manager - Strategic Initiatives

Razorpay - An Converged Payments Unicorn [India]

Ideation and Go-To--Market for Multiple Payment Products ,Payment methods integration on Razorpay's Checkout - CRED Pay

Product owner for Headless & Visa Safe Click - One click payments

"Bravo Award" for Launching Visa Safe Click on Razorpay checkout

Deputy Manager- Business & Product


Large Deals Enabler - Tech Mahindra

As part of the Large Deals Team, secured two Major wins in Digital Transformation

Paytm - India's Largest Commerce Marketplace

Ideation , Launch & Go-To-Market for Insurance & E commerce Payment Products .Rockstar Award for Launch of Insurance & Mutual Funds Product


Dr Prasun Acharya

Head of Marketing & Digital Business- Writer Corp

I rarely come across real talents who stand out like Anupam. He is an amazing professional, who brings all of the skills and expertise effortlessly on board. He is one of the brightest and most talented people I’ve had the pleasure of working with and has an amazing ability to work across verticals.

I had the opportunity of working with Anupam recently on a some critical product integration project and processes of high importance.

His ability to handle multiple projects was unlike any I’ve seen before, As an agile professional, he resolved all departmental problems with intelligence, calm and confidence to make the implementation a real possibility, Anupam earns my highest commendation as a leader. He is truly remarkable!

MVS Murthy

Chief Marketing Officer-Federal Bank

Anupam had in-depth knowledge of the payments ecosystem. He applies his knowledge while pitching as well as solutions for clients.

His interpersonal skills and focus on speed of execution makes him an integral part of the client's team.

Constantly, trying to bring in new ideas and share its benefits, he literally keeps us all #UpToSpeed !


Award — Apr 2021

Award- Oct 2021

Leaderboard for Product Led Business growth.

Bravo Award for launch of Visa Safe click at Razorpay

Award- Oct 2020

Paytm Rockstar Award for Product led Business Growth


Make your End User Lives Better


Essen, Germany

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